{"id":10403,"date":"2024-08-12T10:31:15","date_gmt":"2024-08-12T02:31:15","guid":{"rendered":"https:\/\/assefss.shop\/?p=10403"},"modified":"2024-08-12T10:31:17","modified_gmt":"2024-08-12T02:31:17","slug":"annual-percentage-rate","status":"publish","type":"post","link":"https:\/\/assefss.shop\/annual-percentage-rate\/","title":{"rendered":"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f\u7533\u8cb8\u524d\u9808\u77e5\u76844\u4ef6\u4e8b"},"content":{"rendered":"\n<p>\uff08\u66f4\u65b0\u65e5\u671f\uff1a2024\/08\/12\uff09<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"700\" height=\"400\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f\u7533\u8cb8\u524d\u9808\u77e5\u76844\u4ef6\u4e8b.webp\" alt=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f\u7533\u8cb8\u524d\u9808\u77e5\u76844\u4ef6\u4e8b\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" class=\"wp-image-10405\"\/><\/figure>\n\n\n\n<p>\u8a31\u591a\u9280\u884c\u8cb8\u6b3e\u5ee3\u544a\u4e0a\u6703\u4e3b\u6253\u975e\u5e38\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u4f46\u9019\u662f\u771f\u7684\u55ce\uff1f\u4f60\u53ef\u4ee5\u900f\u904eAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4f86\u8a55\u4f30\u8cb8\u6b3e\u5229\u7387\u662f\u5426\u5408\u7406\u3002APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc\uff1f\u53c8\u8a72\u600e\u9ebc\u770b\uff1f\u4ee5\u4e0b\u5c31\u8b93\u69ae\u83ef\u884c\u92b7\u70ba\u4f60\u8aaa\u660e\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #666666;color:#666666\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #666666;color:#666666\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/assefss.shop\/annual-percentage-rate\/#%E7%B5%90%E8%AA%9E\" title=\"\u7d50\u8a9e\">\u7d50\u8a9e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u610f\u601d\u662f<span class=\"jae\">\u5c07\u8cb8\u6b3e\u6240\u6709\u9700\u8981\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u4f8b\u5982\u624b\u7e8c\u8cbb\u3001\u958b\u8fa6\u8cbb\u3001\u5e33\u52d9\u7ba1\u7406\u8cbb\u3001\u591a\u968e\u6bb5\u5229\u7387\u7b49\u5408\u8a08\u5f8c\uff0c\u518d\u5e73\u5747\u5206\u6524\u65bc\u8cb8\u6b3e\u5e74\u9650\u4e2d\uff0c\u4ee5\u8a08\u7b97\u51fa\u7684\u5be6\u8cea\u5e74\u5229\u7387<\/span>\u3002\u4e5f\u5c31\u662f\u8aaa\uff0cAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u8cb8\u6b3e\u65b9\u6848\u7684\u7e3d\u6210\u672c\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u8a31\u591a\u4eba\u53ef\u80fd\u6703\u4ee5\u70ba\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5c31\u662f\u8cb8\u6b3e\u5229\u7387\uff1f\u5176\u5be6<span class=\"jae\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4e0d\u7b49\u65bc\u8cb8\u6b3e\u5229\u7387<\/span>\u3002\u9280\u884c\u63d0\u4f9b\u7684\u8cb8\u6b3e\u5229\u7387\u53ea\u4ee5\u8cb8\u6b3e\u672c\u91d1\u4f5c\u70ba\u8a08\u7b97\u57fa\u790e\uff0c\u800c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5247\u662f\u4ee5\u8cb8\u6b3e\u7e3d\u6210\u672c\u4f86\u8a08\u7b97\uff0c\u56e0\u6b64\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6703\u8f03\u63a5\u8fd1\u771f\u5be6\u7684\u8cb8\u6b3e\u5229\u7387\u3002<\/p>\n\n\n\n<p><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#1e6420\" class=\"has-inline-color\">&#x25b6; \u76f8\u95dc\u6587\u7ae0<\/mark><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong> <a href=\"https:\/\/assefss.shop\/lending-rates-calculate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb8\u6b3e\u5229\u7387\u600e\u9ebc\u7b97\uff1f7\u5927\u91cd\u9ede\u4e00\u6b21\u770b\u61c2\uff01<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E6%80%8E%E9%BA%BC%E7%9C%8B%EF%BC%9F\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u91d1\u7ba1\u6703\u516c\u5e03\u7684<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=G0380176&amp;flno=2\" target=\"_blank\" rel=\"noreferrer noopener\">\u9280\u884c\u696d\u66a8\u4fdd\u96aa\u696d\u8fa6\u7406\u6d88\u8cbb\u8005\u4fe1\u7528\u4ea4\u6613\u5ee3\u544a\u61c9\u63ed\u793a\u7e3d\u8cbb\u7528\u7bc4\u570d\u53ca\u5e74\u767e\u5206\u7387\u8a08\u7b97\u65b9\u5f0f\u6a19\u6e96\u7b2c2\u689d<\/a>\u898f\u5b9a\uff0c<span class=\"jae\">\u9280\u884c\u696d\u66a8\u4fdd\u96aa\u696d\u5c0d\u6d88\u8cbb\u8005\u5f9e\u4e8b\u8207\u4fe1\u7528\u6709\u95dc\u4e4b\u4ea4\u6613\u6642\uff0c\u61c9\u65bc\u884c\u92b7\u5ee3\u544a\u63ed\u793a\u6240\u6709\u61c9\u4ed8\u7e3d\u8cbb\u7528\u4e4b\u5e74\u767e\u5206\u7387<\/span>\uff0c\u6240\u4ee5\u6bcf\u9593\u9280\u884c\u7684\u8cb8\u6b3e\u7522\u54c1\u6ce8\u610f\u4e8b\u9805\u88e1\u4e00\u5b9a\u6703\u63d0\u4f9b\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a08\u7b97\u7bc4\u4f8b\u3002 \u90a3\u9ebc\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a72\u600e\u9ebc\u770b\uff1f\u4ee5\u4e0b\u4ee5\u6e23\u6253\u9280\u884c\u548c\u738b\u9053\u9280\u884c\u7684\u512a\u8cea\u5ba2\u6236\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u4f86\u8aaa\u660e\uff1a<\/p>\n\n\n\n<tbody>\n<table>\n\n<tr>\n<th width=\"20%\" style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u9280\u884c\u65b9\u6848<\/th>\n<th width=\"40%\" style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\"><a href=\"https:\/\/www.sc.com\/tw\/personal-loan\/elite\/\" target=\"_blank\" rel=\"noopener\">\u6e23\u6253\u9280\u884c<\/a><\/th>\n<th width=\"40%\" style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\"><a href=\"https:\/\/www.o-bank.com\/retail\/loan\/personal\/elite\" target=\"_blank\" rel=\"noopener\">\u738b\u9053\u9280\u884c<\/a><\/th>\n<\/tr>\n\n<tr>\n<th style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u5206\u671f\u5229\u7387<\/th>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u5e74\u5229\u73872.99%\u8d77<\/td>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u5e74\u5229\u73873.39%\u8d77<\/td>\n<\/tr>\n\n<tr>\n<th style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u5206\u671f\u984d\u5ea6<\/th>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">600\u842c<\/td>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">500\u842c<\/td>\n<\/tr> \n\n<tr>\n<th style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u5206\u671f\u5e74\u9650<\/th>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">7\u5e74<\/td>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">7\u5e74<\/td>\n<\/tr>\n\n<tr>\n<th style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u76f8\u95dc\u8cbb\u7528<\/th>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">9000\u5143<\/td>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">3000\u5143<\/td>\n<\/tr>\n  \n<tr>\n<th style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/th>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">4.24%\uff5e17.41%<\/td>\n<td style=\"border:1px #8E8E8E solid;vertical-align:middle;text-align:center\">3.80%\uff5e4.30%<\/td>\n<\/tr>  \n<\/tbody>\n<\/table>\n\n\n\n\n<p>\u5f9e\u4e0a\u8868\u53ef\u4ee5\u770b\u5230\uff0c\u96d6\u7136\u6e23\u6253\u9280\u884c\u7684\u8cb8\u6b3e\u5229\u7387\u6bd4\u738b\u9053\u9280\u884c\u4f4e\u3001\u8cb8\u6b3e\u984d\u5ea6\u4e5f\u9ad8\uff0c\u4f46\u7531\u65bc\u624b\u7e8c\u8cbb\u8f03\u9ad8\uff0c\u8a08\u7b97\u51fa\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6703\u6bd4\u738b\u9053\u9280\u884c\u9ad8\uff0c\u56e0\u6b64<span class=\"jae\">\u5efa\u8b70\u6c11\u773e\u4e0d\u8981\u53ea\u4ee5\u4f4e\u5229\u7387\u3001\u9ad8\u984d\u5ea6\u7684\u9280\u884c\u8cb8\u6b3e\u65b9\u6848\u4f5c\u70ba\u6311\u9078\u6a19\u6e96\uff0c\u800c\u662f\u5be6\u969b\u8a08\u7b97\u7e3d\u8cbb\u7528\u5e74\u767e\u7387\u5f8c\u518d\u6c7a\u5b9a\u6703\u6bd4\u8f03\u597d<\/span>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7576\u4f60\u5728\u8a55\u4f30APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6642\uff0c\u8a18\u5f97\u8981\u6ce8\u610f\u4ee5\u4e0b3\u4ef6\u4e8b\uff0c\u624d\u80fd\u6311\u9078\u5230\u9069\u5408\u81ea\u5df1\u7684\u8cb8\u6b3e\u65b9\u6848\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E8%A6%81%E5%8F%AA%E7%9C%8B%E9%8A%80%E8%A1%8C%E5%BB%A3%E5%91%8A\"><\/span>\u4e0d\u8981\u53ea\u770b\u9280\u884c\u5ee3\u544a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\u70ba\u4e86\u5438\u5f15\u6c11\u773e\u7533\u8cb8\uff0c\u901a\u5e38\u6703\u6a19\u699c\u300c\u8cb8\u6b3e\u5229\u7387\u6700\u4f4eXX%\u8d77\u300d\uff0c\u6216\u662f\u4e3b\u6253\u975e\u5e38\u4f4e\u7684APR\uff0c\u4f46\u5176\u5be6<span class=\"jae\">\u5ee3\u544a\u4e0a\u5beb\u7684\u5229\u7387\u548c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u90fd\u662f\u6700\u4f4e\u6578\u503c\uff0c\u800c\u5be6\u969b\u6578\u503c\u5247\u6703\u4f9d\u64da\u9280\u884c\u5be9\u6838\u8cb8\u6b3e\u4eba\u689d\u4ef6\u5f8c\u6240\u63d0\u4f9b\u7684\u8cb8\u6b3e\u65b9\u6848\u800c\u5b9a<\/span>\uff0c\u56e0\u6b64\u5343\u842c\u4e0d\u8981\u8f15\u6613\u76f8\u4fe1\u9280\u884c\u7684\u5ee3\u544a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%BF%85%E9%A0%88%E8%87%AA%E8%A1%8C%E8%A9%A6%E7%AE%97APR\"><\/span>\u5fc5\u9808\u81ea\u884c\u8a66\u7b97APR<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e00\u822c\u9280\u884c\u63d0\u4f9b\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4f9d\u7167\u91d1\u7ba1\u6703\u5099\u67e5\u7684\u6a19\u6e96\u8a08\u7b97\u7bc4\u4f8b\u6240\u8a08\u7b97\uff0c\u4f46<span class=\"jae\">\u6bcf\u500b\u4eba\u81ea\u8eab\u7684\u689d\u4ef6\u90fd\u4e0d\u540c\uff0c\u56e0\u6b64\u5fc5\u9808\u4ee5\u9280\u884c\u5be9\u6838\u500b\u4eba<a href=\"https:\/\/assefss.shop\/credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8a55\u5206<\/a>\u3001\u6536\u5165\u72c0\u6cc1\u5f8c\uff0c\u63d0\u4f9b\u7684\u8cb8\u6b3e\u65b9\u6848\u4f86\u8a66\u7b97\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6703\u6bd4\u8f03\u6e96\u78ba<\/span>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BA%86%E8%A7%A3APR%E8%A8%88%E7%AE%97%E5%9B%A0%E7%B4%A0\"><\/span>\u4e86\u89e3APR\u8a08\u7b97\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a08\u7b97\u516c\u5f0f\u4e2d\u6703\u5305\u542b\u4ee5\u4e0b4\u7a2e\u56e0\u7d20\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cb8\u6b3e\u984d\u5ea6\uff1a<\/strong>\u7576\u884c\u653f\u8cbb\u7528\u76f8\u540c\uff0c\u8cb8\u6b3e\u984d\u5ea6\u8d8a\u9ad8\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8d8a\u4f4e\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u6b3e\u5e74\u9650\uff1a<\/strong>\u7576\u884c\u653f\u8cbb\u7528\u3001\u984d\u5ea6\u3001\u5229\u7387\u76f8\u540c\uff0c\u8cb8\u6b3e\u5e74\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u6b3e\u5229\u7387\uff1a<\/strong>\u8cb8\u6b3e\u65b9\u6848\u4e2d\u5f71\u97ff\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7684\u91cd\u8981\u56e0\u7d20\uff0c\u8cb8\u6b3e\u5229\u7387\u8d8a\u9ad8\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u9ad8\u3002<\/li>\n\n\n\n<li><strong>\u624b\u7e8c\u8cbb\u3001\u958b\u8fa6\u8cbb\u3001\u5e33\u7ba1\u8cbb\uff1a<\/strong>\u9280\u884c\u5728\u5be9\u6838\u8cb8\u6b3e\u7684\u904e\u7a0b\u4e2d\u7522\u751f\u7684\u884c\u653f\u8cbb\u7528\u3002\u884c\u653f\u8cbb\u7528\u8d8a\u9ad8\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8d8a\u9ad8\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-56a08060998fab896d1e898baf3a2f80\" style=\"color:#1e6420\"><em><strong>\u203b\u8cbc\u5fc3\u63d0\u9192\uff1a<\/strong>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4e0d\u5305\u542b\u4fdd\u96aa\u8cbb\u3001\u4ee3\u66f8\u8cbb\u3001\u903e\u671f\u9084\u6b3e\u6216\u63d0\u524d\u6e05\u511f\u7684\u9055\u7d04\u91d1\u7b49\uff0c\u6c11\u773e\u5728\u8a08\u7b97\u6642\u8981\u7279\u5225\u6ce8\u610f\u3002<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"795\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b.png\" alt=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" class=\"wp-image-10408\" srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b.png 1000w, https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b-300x239.png 300w, https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b-768x611.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-27\"><strong class=\"schema-faq-question\">Q\u3001APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u591a\u5c11\u5408\u7406\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4ee5\u4fe1\u8cb8\u4f86\u8aaa\uff0c<span class=\"jae\">\u5404\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u5e73\u5747\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7d04\u70ba5.8%\u5de6\u53f3<\/span>\uff0c\u82e5\u8d85\u904e\u9019\u500b\u6578\u503c\u592a\u591a\u5efa\u8b70\u53e6\u5c0b\u5176\u4ed6\u9280\u884c\u8fa6\u7406\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-53\"><strong class=\"schema-faq-question\">Q\u3001APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\u5de5\u5177\u6709\u54ea\u4e9b\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u60f3\u8a08\u7b97APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\uff0c\u53ef\u4ee5\u4f7f\u7528\u5404\u9280\u884c\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\u7cfb\u7d71\uff0c\u4f8b\u5982<a href=\"https:\/\/www.cotabank.com.tw\/web\/calculator\/cal_07\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e09\u4fe1\u5546\u696d\u9280\u884c<\/a>\uff0c\u6216\u662f<a href=\"https:\/\/moneywise.fsc.gov.tw\/tabf\/main\/tool2.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u7ba1\u6703\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\u5de5\u5177<\/a>\u7b49\u9032\u884c\u8a66\u7b97\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-03\"><strong class=\"schema-faq-question\">Q\u3001APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u53ea\u9069\u7528\u65bc\u9280\u884c\u8cb8\u6b3e\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u9664\u4e86\u9280\u884c\u8cb8\u6b3e\uff0cAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4e5f\u9069\u7528\u65bc\u6c11\u9593\u8cb8\u6b3e\uff0c\u53ea\u8981\u5c07\u8cb8\u6b3e\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u8cb8\u6b3e\u5e74\u9650\u7b49\u5e36\u5165\u8a66\u7b97\u5de5\u5177\u4e2d\uff0c\u5373\u53ef\u900f\u904e\u8a08\u7b97\u7d50\u679c\u4f86\u5224\u65b7\u6c11\u9593\u8cb8\u6b3e\u5229\u7387\u662f\u5426\u5408\u7406\u3002<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0a\u662fAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u4ecb\u7d39\u3002\u69ae\u83ef\u884c\u92b7\u518d\u6b21\u63d0\u9192\u4f60\uff0c\u6311\u9078\u8cb8\u6b3e\u9280\u884c\u548c\u65b9\u6848\u6642\uff0c\u4e0d\u8981\u53ea\u770b\u5ee3\u544a\u4e0a\u4e3b\u6253\u7684\u6700\u4f4e\u5229\u7387\uff0c\u5fc5\u9808\u505a\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\uff0c\u624d\u80fd\u771f\u6b63\u4e86\u89e3\u8cb8\u6b3e\u7684\u5be6\u969b\u5e74\u5229\u7387\u3002<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignfull has-text-color has-background\" style=\"color:#000000;background-color:#ffffff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\" style=\"line-height:.9\"><strong>\u4efb\u4f55\u8cb8\u6b3e\u554f\u984c\u90fd\u6b61\u8fce\u4f86\u627e\u69ae\u83ef\u884c\u92b7<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-2234a171b56ae391f4265e82e28b1b97\" style=\"font-size:59px\"><strong><strong>\u514d\u8cbb<\/strong>\u7dda\u4e0a\u8aee\u8a62<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/assefss.shop\/contact\/#online\" style=\"border-radius:50px;color:#ffffff;background-color:#1e6420\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>30\u79d2\u586b\u5beb\u8868\u55ae<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/assefss.shop\/annual-percentage-rate\/\" aria-label=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f\u7533\u8cb8\u524d\u9808\u77e5\u76844\u4ef6\u4e8b\"><img decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2024\/08\/annual-percentage-rate.webp\" class=\"attachment-medium size-medium wp-post-image\" alt=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" style=\"\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/assefss.shop\/annual-percentage-rate\/\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f\u7533\u8cb8\u524d\u9808\u77e5\u76844\u4ef6\u4e8b<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/assefss.shop\/agent\/\" aria-label=\"\u4ee3\u8fa6\u98a8\u96aa\u6709\u54ea\u4e9b\uff1f\u7533\u8acb\u524d\u5148\u6ce8\u610f\u90194\u9ede\uff01\"><img decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/11\/agent-300x171.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u4ee3\u8fa6\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3 \u300b\" style=\"\" srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/11\/agent-300x171.png 300w, https:\/\/assefss.shop\/wp-content\/uploads\/2023\/11\/agent.png 700w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/assefss.shop\/agent\/\">\u4ee3\u8fa6\u98a8\u96aa\u6709\u54ea\u4e9b\uff1f\u7533\u8acb\u524d\u5148\u6ce8\u610f\u90194\u9ede\uff01<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/assefss.shop\/policy-loan\/\" aria-label=\"\u4fdd\u55ae\u501f\u6b3e\u662f\u4ec0\u9ebc\uff1f3\u5206\u9418\u8a73\u7d30\u4ecb\u7d39\uff01\"><img decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/policy-loan-300x171.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u4fdd\u55ae\u501f\u6b3e\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" style=\"\" srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/policy-loan-300x171.png 300w, https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/policy-loan.png 700w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/assefss.shop\/policy-loan\/\">\u4fdd\u55ae\u501f\u6b3e\u662f\u4ec0\u9ebc\uff1f3\u5206\u9418\u8a73\u7d30\u4ecb\u7d39\uff01<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/assefss.shop\/credit-guarantee-fund\/\" aria-label=\"\u4fe1\u4fdd\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f5\u5206\u9418\u5b8c\u6574\u89e3\u6790\uff01\"><img decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/credit-guarantee-fund-300x171.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u4fe1\u4fdd\u57fa\u91d1\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" style=\"\" srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/credit-guarantee-fund-300x171.png 300w, https:\/\/assefss.shop\/wp-content\/uploads\/2023\/12\/credit-guarantee-fund.png 700w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/assefss.shop\/credit-guarantee-fund\/\">\u4fe1\u4fdd\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f5\u5206\u9418\u5b8c\u6574\u89e3\u6790\uff01<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/assefss.shop\/credit-score\/\" aria-label=\"\u4fe1\u7528\u8a55\u5206\u600e\u9ebc\u770b\uff1f3\u5927\u8a08\u7b97\u6a19\u6e96\u70ba\u4f60\u8aaa\u660e\uff01\"><img decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/assefss.shop\/wp-content\/uploads\/2022\/04\/\u4fe1\u7528\u8a55\u5206\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b-300x171.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u4fe1\u7528\u8a55\u5206\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b\" style=\"\" srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2022\/04\/\u4fe1\u7528\u8a55\u5206\u300a\u69ae\u83ef\u884c\u92b7\u7406\u8ca1\u4e2d\u5fc3\u300b-300x171.png 300w, 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srcset=\"https:\/\/assefss.shop\/wp-content\/uploads\/2021\/09\/negotiation-loan-300x171.png 300w, https:\/\/assefss.shop\/wp-content\/uploads\/2021\/09\/negotiation-loan.png 700w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/assefss.shop\/negotiation-loan\/\">\u50b5\u52d9\u5354\u5546\u5f8c\u679c\u6709\u54ea\u4e9b\uff1f5\u5206\u9418\u4e00\u6b21\u4e86\u89e3\uff01<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\uff08\u66f4\u65b0\u65e5\u671f\uff1a2024\/08\/12\uff09 \u8a31\u591a\u9280\u884c\u8cb8\u6b3e\u5ee3\u544a\u4e0a\u6703\u4e3b\u6253\u975e\u5e38\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u4f46\u9019\u662f\u771f\u7684\u55ce &hellip; 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